Credit Union Cd Rates

Bellco Credit Union has called Colorado home since 1936. As a not-for-profit credit union, we return “profits” back to our members in the form of higher interest on deposits, lower loan rates, and fewer. Best 1-year credit union CD rates — March 2021 Delta Community Credit Union: 0.80% APY, $1,000 minimum deposit Navy Federal Credit Union: 0.55% APY, $1,000 minimum deposit. Best credit union CD rates. If you’re looking for a good rate on a CD, here are some of the best deals on 1-year CD rates from credit unions. America’s Credit Union: 1.86% APY. Rates accurate as of 3/26/20. The total maximum unsecured debt per member is $30,000. Terms and rates are subject to change without notice. For Credit Cards, an eligible co-borrower will be required unless the Cardholder has independent means of repaying any credit extended. The interest rate that you receive will be based on your credit history. 2669 Post Road Warwick, RI 02886. 401-739-4600 866-739-9121 Routing Number: 211590671.

Interest Rates for Savings Products

Knowing current interest rates is a good first step on the journey to financial ownership. Marine Credit Union posts interest rates as a convenience to our members as they make financial decisions. Rates shown are current as of March 1, 2021 and are subject to change without notice. Contact your local branch to verify today’s rates.

Term Share Certificates

Individual Retirement Accounts

Jumbo Term Share Certificates

Jumbo Individual Retirement Accounts

All dividend rates subject to change without notice. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Accounts are federally insured to $250,000 by NCUA.

carVehicle Loan Rates

Rates

*Annual Percentage Rate. Rates available are subject to credit approval and subject to change without notice. Rates shown include the 1% buy-down program discount and no additional discount is available beyond these rates. Additional conditions may apply. Rates are effective as of 11/16/20.

Amount FinancedAnnual Percentage Rate (APR)
New / Used Vehicle - Terms 60 months or lessAs low as 2.99% APR*
New / Used Vehicle - Terms 61 months or greaterAs low as 2.99% APR*
New / Used Vehicle - 5 Year BalloonAs low as 7.74% APR*
New / Used MotorcycleAs low as 6.24% APR*
New / Used ATV / UTVAs low as 6.74% APR*
New / Used Boat / Jet Ski / RVAs low as 5.49% APR*

creditcardCredit Cards

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 03/17/20. Application and Solicitation Disclosure (PDF)

CardGrace PeriodAnnual FeeAPR
Visa Platinum5 Days$0.00As low as Prime + 3.99% APR*Currently: 7.24% APR*
Signature Card5 Days$0.00As low as Prime + 6.49% APR*Currently: 9.74% APR*

redirectLoans

Credit union cd rates 5 years

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1% APR*, with a floor of 3.00% APR. Rates are effective as of 11/16/20.

Loan TypeAnnual Percentage Rate (APR)
First MortgageHome Mortgage Loans
Home Equity LoanAs low as 2.74% APR*
Home Equity Line Of Credit

As Low as Prime minus 1% APR**. Currently 3.00% APR*

Signature
UnsecuredAs low as 9.99% APR*
Holiday / Vacation

As low as 9.49% APR*

Overdraft Protection

As low as 9.49% APR*

Share Secured
100% SecuredAs low as 2.05% APR*
50% SecuredAs low as 3.05% APR*
Certificate Secured
100% Secured2.00% APR* above the Share Certificate

newspaper Jumbo Share Certificate

*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/2020 and are subject to change.
CD Rates Disclosure (PDF)

PeriodMinimum BalanceDividend PaymentDividend RateAPY
1 Year$100,000.00Monthly.65%.65%
1 Year$100,000.00At Maturity.65%.65%
18 Months$100,000.00Monthly.75%.75%
18 Months$100,000.00Annually.75%.75%
2 Year$100,000.00Monthly.85%.85%
2 Year$100,000.00Annually.85%.85%
3 Year$100,000.00Monthly0.95%0.95%
3 Year$100,000.00Annually0.95%0.95%
4 Year$100,000.00Monthly1.05%1.05%
4 Year$100,000.00Annually1.05%1.05%
5 Year$100,000.00Monthly1.14%1.14%
5 Year$100,000.00Annually1.14%1.15%

charts IRA Share Certificate

*Rates available as of 8/21/2020 and are subject to change. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. CD Rates Disclosure (PDF).

PeriodMinimum BalanceDividend PaymentDividend RateAPY
1 Year$1000.00At Maturity.60%.60%
18 Months$1000.00Annually.70%.70%
2 Year$1000.00Annually.80%.80%
3 Year$1000.00Annually.90%.90%
4 Year$1000.00Annually1.00%1.00%
5 Year$1000.00Annually1.09%1.10%

moneybag Savings Account

*Annual Percentage Yield. Rates available as of 3/1/21 and are subject to change.
Truth in Savings Disclosure (PDF)

Account TypeMinimum Balance to earn DividendsDividend PeriodDividend RateAPY
Senior Share$100.00Monthly.10%.10%
Club Accounts$.01Monthly.10%.10%
IRA Accounts$.01Monthly.10%.10%
Prime Share$100.00Monthly.05%.05%

analyticsMoney Market Accounts

*Annual Percentage Yield. Rates available as of 3/01/21 and are subject to change.
Truth in Savings Disclosure (PDF)

Minimum Balance to earn Dividends

Dividend Period

Dividend RateAPY
$1,000 - $9,999.99Monthly.20%.20%
$10,000 - $24,999.99Monthly.20%.20%
$25,000 - $49,999.99Monthly.30%.30%
$50,000 +Monthly.35%.35%

percent Step Rate Share Certificate

*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/20 and are subject to change.
CD Rates Disclosure (PDF)

PeriodMinimum BalanceDividend PaymentDividend RateAPY
2 Year$1000.00Monthly.70%.70%
2 Year$1000.00Annually.70%.70%

newspaper Regular Share Certificate

Communitywide Federal Credit Union

*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/2020 and are subject to change.
CD Rates Disclosure (PDF)

Credit Union Cd Rates 3% Or Better

PeriodMinimum BalanceDividend PaymentDividend RateAPY
3 Months$1000.00At Maturity.30%.30%
6 Months$1000.00At Maturity.40%.40%
1 Year$1000.00Monthly.60%.60%
1 Year$1000.00At Maturity.60%.60%
18 Months$1000.00Monthly.70%.70%
18 Months$1000.00Annually.70%.70%
2 Year$1000.00Monthly.80%.80%
2 Year$1000.00Annually.80%.80%
3 Year$1000.00Monthly.90%.90%
3 Year$1000.00Annually.90%.90%
4 Year$1000.00Monthly1.00%1.00%
4 Year$1000.00Annually1.00%1.00%
5 Year$1000.00Monthly1.09%1.09%
5 Year$1000.00Annually1.09%1.10%